• PROGRAMS

    Two-thirds of Americans are financially illiterate which can lead to poor decisions around debt, savings and when to retire. Modern Capital Concepts is passionate about financial literacy and offers free programs held at Chicago Public Library branches - some can be attended remotely and some are child-friendly.

     

    Join our email list to get invited to our free seminars open to the public.

    FINANCIAL WELLNESS PROGRAMS STARTING AT $2,000

    Contact us to schedule a financial wellness seminar and one-on-one mini-financial planning sessions for your employees. Examples of seminars presented at corporations and associations:

    • Investing 101
    • Women and Money
    • Estate Planning and Asset Protection
    • Essential Money Skills for Young Professionals
    • Planning for Retirement
    • Paying for College

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    UPCOMING EVENTS OPEN TO THE PUBLIC

     

     

     

     

     

     

     

     

     

     

     

  • PLANNING FOR RETIREMENT

    Thursday, September 23, 2021

    NOON – 1:00 PM CST

     

    Live via Zoom

     

    When people embark on adulthood there are rites of passage and milestones that guide young people: buying a house, starting a family, graduate school, getting a promotion to the corner office, etc. Planning for retirement can be more challenging because there is no set script. It is up to each person to design a life that is meaningful and financially sustainable.

     

    Planning for retirement involves complex decisions around saving and paying off debt while balancing lifestyle, supporting adult children, taking care of aging parents, working in retirement, managing taxes and health care costs, estate planning and charitable giving, Social Security and Medicare, among others.

     

    https://us02web.zoom.us/j/89277569092?pwd=Vm5iMFhTWnJtOGJLRmJBMnQyQ3A3UT09

     

    Meeting ID: 892 7756 9092

    Passcode: 60647

     

    Feel free to forward the webinar link to a friend. Email khloe@moderncapitalconcepts.com if you are planning on attending.

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    PAST EVENTS

     

     

     

     

     

  • PAYING FOR COLLEGE

    Thursday, September 2

    12:00 PM – 1:00 PM CST

     

    Live via Zoom

     

    When applying for financial aid don’t be surprised when the amount the college thinks you can pay is considerably higher than the amount you can afford. The Federal aid formulas have consistently overestimated what middle-class families can afford. Have a plan to manage the gap!

     

    We will cover myths versus realities in paying for college and explore funding scenarios through case studies:

     

    1. High Earner / High Savings

    2. High Earner / Low Savings

    3. Paying From Rental Income / Dividends

    4. Divorced Parents

    5. Leaving A Legacy: Making Savings Last Longer

     

    https://us02web.zoom.us/j/89412400547?pwd=Y3pTWFpaOEFLV2Z6eG5CQk1TdGZnZz09

     

    Meeting ID: 894 1240 0547

    Passcode: 60647

     

    Feel free to forward the webinar link to a friend. Email khloe@moderncapitalconcepts.com if you are planning on attending.

  • SUSTAINABLE ESG INVESTING

    Friday, March 12, 2021

    12:00 PM – 1:00 PM CST

     

    Live via Zoom

     

    Learn about socially responsible investing (SRI) and the differences between socially responsible and environmental social governance (ESG) themes. This seminar is designed to help participants understand how SRI or ESG investments further social goals by rewarding “good” companies or advocating certain causes. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.

     

    https://us02web.zoom.us/j/85219455903?pwd=NFdxKzM3ZUR2THdLWGk2WDJ1cGlPdz09

    Meeting ID: 852 1945 5903

    Passcode: 193677

     

    One tap mobile

    +13126266799,,85219455903#,,,,*193677# US (Chicago)

    +19294362866,,85219455903#,,,,*193677# US (New York)

     

    Download the slides here.

  • INVESTING 101

    Fri, February 12, 2021

    12 PM – 1 PM CST

     

    Live via Zoom

     

    When is a good time to invest? When is it better to pay off debt than invest? How do I get started investing? What is socially responsible ESG investing? Learn the basics of investing in stocks, setting financial goals, risk and diversification. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.

     

    Download last year's slides here.

    Watch asset allocation 4-minute video here.


    https://us02web.zoom.us/j/88623077133?pwd=RlJJRFlPU2tkRkd5VW1nNWlaeWovUT09

    Meeting ID: 886 2307 7133


    Passcode: 740787


    One tap mobile
    +13126266799,,88623077133#,,,,*740787# US (Chicago)

     

    Dial by your location
    +1 312 626 6799 US (Chicago)
    +1 929 436 2866 US (New York)
    +1 301 715 8592 US (Washington DC)
    +1 253 215 8782 US (Tacoma)
    +1 346 248 7799 US (Houston)
    +1 669 900 6833 US (San Jose)
     

    Meeting ID: 886 2307 7133

    Passcode: 740787
     

    Find your local number:

    https://us02web.zoom.us/u/kQ9azvbf

  • ESSENTIAL MONEY SKILLS FOR YOUNG PROFESSIONALS

    Thurs, Jan 7, 2021

    12 PM – 1:00 PM CST

     

    Live via Zoom

     

    This seminar answers FAQs from professionals in their 20s and 30s. Topics include saving for emergencies, managing student loan debt, and planning for long-term goals of retirement and more.

     

    Send your questions in advance to khloe@moderncapitalconcepts.com.

    Download the Budget handout here.

     

    Download the webinar slides here.

  • WOMEN AND MONEY

    Fri, Apr 5, 2019 LUNCH + LEARN

    NOON - 1:30pm CST

    WeWork National

    125 S. Clark Street, 17th Floor

    Register for lunch and learn (lunch provided).

     

    Sat, Apr 6, 2019

    10 AM – NOON CST

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

    Register for child-friendly seminar.

     

    Learn the basics of investing and how to become a better consumer of financial services.

     

    Financial planning topics include

    • Budgeting and saving for emergencies
    • Managing student loans and debt
    • College savings and paying for college
    • Overcoming financial obstacles
    • Planning for retirement and more

    Khloé U. Karova is a CERTIFIED FINANCIAL PLANNER™ and an independent financial advisor. She has an MBA from University of Chicago and BA from Northwestern. Securities offered through LPL Financial, member FINRA/SIPC.

     

    Financial planning offered through Modern Capital Concepts, a Registered Investment Advisor and separate entity from LPL Financial. Investing involves risk including loss of principal.

  • Financial planning offered through Modern Capital Concepts, Inc. a Registered Investment Advisor in the states of Illinois and Texas and separate entity from LPL Financial.

     

    Khloé U. Karova holds the Series 7 with LPL Financial and 66 license with LPL and Modern Capital Concepts. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Illinois, Indiana, Wisconsin, Alaska, California, Colorado, Florida, Kentucky, Massachusetts, Missouri, Nevada, North Carolina, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Texas, Virginia, and Washington.

     

    Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor, member FINRA /SIPC.