PLANNING FOR RETIREMENT
Friday, May 7, 2021
NOON – 1:00 PM CST
Live via Zoom
When people embark on adulthood there are rites of passage and milestones that guide young people: buying a house, starting a family, graduate school, getting a promotion to the corner office, etc. Planning for retirement can be more challenging because there is no set script. It is up to each person to design a life that is meaningful and financially sustainable.
Planning for retirement involves complex decisions around saving and paying off debt while balancing lifestyle, supporting adult children, taking care of aging parents, working in retirement, managing taxes and health care costs, estate planning and charitable giving, Social Security and Medicare, among others.
Download slides here.
Zoom:
https://us02web.zoom.us/j/89955867350?pwd=NXkrbDN1THVTV0NwK0s3YjYwTDk0Zz09
Meeting ID: 899 5586 7350
Passcode: 710158
READING FOR SERIOUS INVESTORS
Foundations
"Do simple better" Joe Maddon, Manager, Chicago Cubs
Making better investment decisions is more probably when one has mastered the basics of microeconomics and macroeconomics. Sign up for an MOOC on Coursera or audit a class at a local college. Here is an example of what might be covered in a Microeconomics course at the University of Chicago Booth School of Business.
Financial Markets
The financial landscape is more than stocks.
Is now a good time to buy stocks? To answer this question, it is important to understand the relative attractiveness of stocks to other asset classes. Bonds, futures and options are some of the instruments used by investors. Take a look at this free MOOC to learn more. Financial Markets taught by Robert Shiller at Yale.
Racial Wealth Gap
Why is there a racial wealth gap?
The gap between rich and poor is widening in the US with the most egregious effects experienced by Black people. What are some of the causes and what history should non-Blacks be aware of so solutions can be put forth that are sensitive to past injustices. Download the audible book or purchase online or at your local bookstore.
Investments Text Book
The seminal text on investing.
Bodie Kane Marcus was the textbook I used in Investing 101 at the University of Chicago Booth School of Business. Borrow a recent edition or buy online.
Investopedia
Online investing dictionary
Reliable source for looking up investment terms and concepts.
Bloomberg TV
Online investing dictionary
Bloomberg markets is the premier source for market news. First 30 minutes are free for non-subscribers. Monthly subscriptions are comparable to other news sources.
PAYING FOR COLLEGE
Friday, April 9
12:00 PM – 1:00 PM CST
Live via Zoom
When applying for financial aid don’t be surprised when the amount the college thinks you can pay is considerably higher than the amount you can afford. The Federal aid formulas have consistently overestimated what middle-class families can afford. Have a plan to manage the gap!
We will cover myths versus realities in paying for college and explore funding scenarios through case studies:
1. High Earner / High Savings
2. High Earner / Low Savings
3. Paying From Rental Income / Dividends
4. Divorced Parents
5. Leaving A Legacy: Making Savings Last Longer
Download pdf
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SUSTAINABLE ESG INVESTING
Friday, March 12, 2021
12:00 PM – 1:00 PM CST
Live via Zoom
Learn about socially responsible investing (SRI) and the differences between socially responsible and environmental social governance (ESG) themes. This seminar is designed to help participants understand how SRI or ESG investments further social goals by rewarding “good” companies or advocating certain causes. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.
https://us02web.zoom.us/j/85219455903?pwd=NFdxKzM3ZUR2THdLWGk2WDJ1cGlPdz09
Meeting ID: 852 1945 5903
Passcode: 193677
One tap mobile
+13126266799,,85219455903#,,,,*193677# US (Chicago)
+19294362866,,85219455903#,,,,*193677# US (New York)
Download the slides here.
INVESTING 101
Fri, February 12, 2021
12 PM – 1 PM CST
Live via Zoom
When is a good time to invest? When is it better to pay off debt than invest? How do I get started investing? What is socially responsible ESG investing? Learn the basics of investing in stocks, setting financial goals, risk and diversification. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.
Download last year's slides here.
Watch asset allocation 4-minute video here.
https://us02web.zoom.us/j/88623077133?pwd=RlJJRFlPU2tkRkd5VW1nNWlaeWovUT09
Passcode: 740787
One tap mobile
+13126266799,,88623077133#,,,,*740787# US (Chicago)Dial by your location
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Meeting ID: 886 2307 7133
Passcode: 740787
Find your local number:
SALARY NEGOTIATIONS
Thurs, Feb 28, 2020
NOON – 1:00 PM CST
WeWork National, 125 S. Clark Street, 17th Floor
$20 for general public
Free for Modern Capital Concepts clients
- How to ask for a raise.
- What strategies are suitable for your industry and your career stage
- What are techniques to become a good negotiator
Laura Balson is a partner at the Chicago law firm of Golan Christie Taglia LLP where she practices in the areas of employment law and commercial litigation. Laura represents both employers and individual executives and entrepreneurs and has tried cases in state and federal courts.
Laura graduated from Northwestern University School of Law in 2005 and received her undergraduate degree in Political Science from Bates College in 2001, magna cum laude.
MONEY AND EMOTIONS LUNCH + LEARN
Discussion about cultural beliefs about money, strategies to save and reduce financial stress.
Download slides here.
WOMEN AND MONEY
Fri, Apr 5, 2019 LUNCH + LEARN
NOON - 1:30pm CST
WeWork National
125 S. Clark Street, 17th Floor
Register for lunch and learn (lunch provided).
Sat, Apr 6, 2019
10 AM – NOON CST
Logan Square Chicago Public Library
3030 West Fullerton Avenue
Register for child-friendly seminar.
Learn the basics of investing and how to become a better consumer of financial services.
Financial planning topics include
- Budgeting and saving for emergencies
- Managing student loans and debt
- College savings and paying for college
- Overcoming financial obstacles
- Planning for retirement and more
Khloé U. Karova is a CERTIFIED FINANCIAL PLANNER™ and an independent financial advisor. She has an MBA from University of Chicago and BA from Northwestern. Securities offered through LPL Financial, member FINRA/SIPC.
Financial planning offered through Modern Capital Concepts, a Registered Investment Advisor and separate entity from LPL Financial. Investing involves risk including loss of principal.
JANUARY 26, 2019 AT THE ACE HOTEL CHICAGO
GET YOUR STORY DOWNPERSONAL BRANDING AND STORYTELLING BOOTCAMPWITH BEN TANZER AND SAVERIO TRUGLIA
