PROGRAMS
Two-thirds of Americans are financially illiterate which can lead to poor decisions around debt, savings and when to retire. Modern Capital Concepts is passionate about financial literacy and offers free programs held at Chicago Public Library branches - some can be attended remotely and some are child-friendly.
Join our email list to get invited to our free seminars open to the public.
FINANCIAL WELLNESS PROGRAMS STARTING AT $2,000
Contact us to schedule a financial wellness seminar and one-on-one mini-financial planning sessions for your employees. Examples of seminars presented at corporations and associations:
ESSENTIAL MONEY SKILLS FOR YOUNG PROFESSIONALS
Friday, May 13, 2022
12 PM – 1:00 PM CST
Live via Zoom
https://us02web.zoom.us/j/87534030645?pwd=bVkrVlQ1WERhOXlUMXNuc0U4cElRdz09
Meeting ID: 875 3403 0645
Passcode: 170930
This seminar answers FAQs from professionals in their 20s and 30s. Topics include saving for emergencies, managing student loan debt, and planning for long-term goals of retirement and more.
This is a free seminar, but you must register no later than May 12.
Download slides here.
Market update, 5-2-2022, here.
READING FOR SERIOUS INVESTORS
Foundations
"Do simple better" Joe Maddon, Manager, Chicago Cubs
Making better investment decisions is more probably when one has mastered the basics of microeconomics and macroeconomics. Sign up for an MOOC on Coursera or audit a class at a local college. Here is an example of what might be covered in a Microeconomics course at the University of Chicago Booth School of Business.
Financial Markets
The financial landscape is more than stocks.
Is now a good time to buy stocks? To answer this question, it is important to understand the relative attractiveness of stocks to other asset classes. Bonds, futures and options are some of the instruments used by investors. Take a look at this free MOOC to learn more. Financial Markets taught by Robert Shiller at Yale.
Racial Wealth Gap
Why is there a racial wealth gap?
The gap between rich and poor is widening in the US with the most egregious effects experienced by Black people. What are some of the causes and what history should non-Blacks be aware of so solutions can be put forth that are sensitive to past injustices. Download the audible book or purchase online or at your local bookstore.
Investments Text Book
The seminal text on investing.
Bodie Kane Marcus was the textbook I used in Investing 101 at the University of Chicago Booth School of Business. Borrow a recent edition or buy online.
Investopedia
Online investing dictionary
Reliable source for looking up investment terms and concepts.
Bloomberg TV
Online investing dictionary
Bloomberg markets is the premier source for market news. First 30 minutes are free for non-subscribers. Monthly subscriptions are comparable to other news sources.
PAST EVENTS
INVESTING 101
Fri, April 8, 2022
12 PM – 1 PM CST
Live via Zoom
Join Zoom Meeting https://us02web.zoom.us/j/86406289300?pwd=QnNMUEtDYjdRV2VjUkNSWll5MmEwUT09
Meeting ID: 864 0628 9300 Passcode: 037126
When is a good time to invest? When is it better to pay off debt than invest? How do I get started investing? What is socially responsible ESG investing?
Learn the basics of investing in stocks, setting financial goals, risk and diversification. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.
Email emi@moderncapitalconcepts.com to register.
WOMEN AND MONEY
Thursday, October 28, 2021
NOON – 1:00 PM CST
Live via Zoom
Learn the basics of investing and how to become a better consumer of financial services.
Financial planning topics include
Join Zoom Meeting
https://us02web.zoom.us/j/83863662661?pwd=a1pHOEZ2aEhyQnNRUGt0aWNXRVVkZz09
Meeting ID: 838 6366 2661
Passcode: 147056
Feel free to forward the webinar link to a friend. Email khloe@moderncapitalconcepts.com if you are planning on attending.
UPCOMING EVENTS OPEN TO THE PUBLIC
PLANNING FOR RETIREMENT
Thursday, September 23, 2021
NOON – 1:00 PM CST
Live via Zoom
When people embark on adulthood there are rites of passage and milestones that guide young people: buying a house, starting a family, graduate school, getting a promotion to the corner office, etc. Planning for retirement can be more challenging because there is no set script. It is up to each person to design a life that is meaningful and financially sustainable.
Planning for retirement involves complex decisions around saving and paying off debt while balancing lifestyle, supporting adult children, taking care of aging parents, working in retirement, managing taxes and health care costs, estate planning and charitable giving, Social Security and Medicare, among others.
PAYING FOR COLLEGE
Thursday, September 2
12:00 PM – 1:00 PM CST
Live via Zoom
When applying for financial aid don’t be surprised when the amount the college thinks you can pay is considerably higher than the amount you can afford. The Federal aid formulas have consistently overestimated what middle-class families can afford. Have a plan to manage the gap!
We will cover myths versus realities in paying for college and explore funding scenarios through case studies:
1. High Earner / High Savings
2. High Earner / Low Savings
3. Paying From Rental Income / Dividends
4. Divorced Parents
5. Leaving A Legacy: Making Savings Last Longer
SUSTAINABLE ESG INVESTING
Friday, March 12, 2021
12:00 PM – 1:00 PM CST
Live via Zoom
Learn about socially responsible investing (SRI) and the differences between socially responsible and environmental social governance (ESG) themes. This seminar is designed to help participants understand how SRI or ESG investments further social goals by rewarding “good” companies or advocating certain causes. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.
Financial planning offered through Modern Capital Concepts, Inc. a Registered Investment Advisor in the states of Illinois and Texas and separate entity from LPL Financial.
Khloé U. Karova holds the Series 7 with LPL Financial and 66 license with LPL and Modern Capital Concepts. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Illinois, Indiana, Wisconsin, Alaska, California, Colorado, Delaware, Florida, Kentucky, Massachusetts, Missouri, Nevada, North Carolina, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Texas, Virginia, and Washington.
Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor, member FINRA /SIPC.
Copyright 2013 LPL Compliance Tracking 1-578732