WE ARE IN THE MIDST OF A WOMEN'S REVOLUTION.
WE SEEK TO EMPOWER WOMEN TO PURSUE SUCCESS HOWEVER THEY DEFINE IT.
Our mission is to empower working women, professionals, academics and small business owners to establish positive financial behaviors, grow their wealth and pursue their life goals through an interdisciplinary approach combining financial education and personalized counseling.
Our investment management style is growth with an emphasis on socially responsible investing and environmental, social, governance (ESG) themes. Our clients typically have a long-term investment time horizon.
Modern Capital Concepts, Inc. is a benefit corporation financial services firm. We endeavor to maximize profits while seeking to fulfill our mission for the benefit of the communities in which we operate. We are committed to our community by sponsoring clinics for low-income residents and donating a portion of profits to community organizations.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
ABOUT KHLOE U. KAROVA, FOUNDER
University of Chicago Booth School of Business, MBA with Honors
Northwestern University, BA
CERTIFIED FINANCIAL PLANNER™
Since 1998, I have worked in the stock markets. Despite the turbulence of the past 20 years, I love my job. One thing that excites me about financial markets is that every few years the world we know transforms and everything we think we know just ain't so. In certain instances, some stocks may be less risky than some bonds. Surprisingly, some technology companies may be a better source of dividends than some industrial companies (however, dividends are not guaranteed).
Companies are changing and the financial products sold to investors are changing as well. Every year, there are new investment products and strategies that could potentially help or harm the consumer if they are not fully informed. There is no way around it, investing involves risk, including loss of principal.
At the heart of companies is innovation, but this innovation is constrained by outdated thinking. Traditionally, stock prices reflect management’s ability to create value for shareholders, but, in my view, eventually companies will likely be valued for their impact on the larger society. This is modern capital.
Financial Planning Assistant
Emi Gjini, CERTIFIED FINANCIAL PLANNERTM, assists the team in the creation and monitoring of financial plans. Prior to joining the team, Emi was an accounting professional with ten years of experience specializing in compliance and risk management and internal auditing. Emi holds a Bachelor of Science in Accountancy from DePaul University.
Client Services Assistant
Laina assists in portfolio construction, monitoring accounts and conducts research on ESG investments. She is a graduate of Ohio State University where she majored in economics.
HOW TO GET STARTED
MAKE AN IMPACT
WORK FOR US
Do you possess top-notch analytical skills, but lead with your heart? Modern Capital Concepts is searching for talent with whom to partner, mentor and hire.
Full-time applicants should possess at minimum an undergraduate degree from a top school, passed the CERTIFIED FINANCIAL PLANNER™ exam and have leadership experience. The job will be tailored to the individual hired.
Interns should be a rising junior or senior from a top tier school with a minimum 3.5 GPA and excellent writing and math skills. We literally do not care what you majored in as long as you are smart and passionate about learning about investing.
Candidates should review the Work for Us pdf to apply and prepare for their interview with Khloe.
Financial planning offered through Modern Capital Concepts, Inc. a Registered Investment Advisor in the states of Illinois and Texas and separate entity from LPL Financial.
Khloé U. Karova holds the Series 7 with LPL Financial and 66 license with LPL and Modern Capital Concepts. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AZ, CA, CO, DE, FL, IL, IN, KY, MA, MD, MI, MN, MO, NE, NJ, NV, NY, OR, PA, SD, TX, VA, WA, WI
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