Modern Capital Concepts
Khloe Karova, founder
Since 1998, I have worked in the stock markets as a technologist, client service manager and corporate strategist. I have contributed to the dominance of electronic trading and have witnessed the downfall of major institutions. Despite the turbulence of the past 15 years, I love my job. One thing that excites me about the financial markets is that every few years the world as we know it changes and everything we think we know isn't true anymore. Sometimes stocks are safer than bonds. Sometimes tech companies are good for dividends. At the heart of companies is innovation, but this innovation is constrained by outdated thinking. Traditionally, stock prices reflect management’s ability to create value for shareholders, but, eventually, companies will be valued for their impact on the larger society. This is modern capital.
Modern Capital Concepts is a Benefit-Corporation. Its mission is to empower working families, professionals, retirees and small business owners to grow their wealth and achieve their life goals through financial education and coaching. We strengthen our community by sponsoring financial clinics to low-income residents and donating a portion of profits to community organizations.
What I Do
I am a personal financial planner. I solve personal problems through the lens of finances. My clients are individuals, families and small businesses who need advice on budgeting, saving, getting out of debt, and balancing saving for retirement with saving for their children's education. I also enable individuals and families to make the transition to retirement and generate income for retirees. Most clients pay for financial planning and investment advisory service through an asset-based fee or commission, but hourly fees are also possible. The range of annual costs to clients is $500 to $8,000 annually For asset-based fee or commission clients, this is paid out of the value of your holdings. My costs are transparent to clients and I work with all clients to make sure their costs are appropriate for their current situation and long-term goals.
Logan Square is my home. Chicago is the city I love. My clients are everywhere.
Check out my credentials.
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Email me to schedule an appointment.
Check out my upcoming speaking engagements
Annual Benefit Report
Annual Benefit Report
to learn how we make an impact.