• PROGRAMS

    Two-thirds of Americans are financially illiterate which can lead to poor decisions around debt, savings and when to retire. Modern Capital Concepts is passionate about financial literacy and offers free programs held at Chicago Public Library branches - some can be attended remotely and some are child-friendly.

     

    Khloé has given over 100 seminars on investing and financial planning over the past twenty years. Contact us to attend an upcoming seminar.

    FINANCIAL WELLNESS PROGRAMS STARTING AT $700

    Contact us to schedule a financial wellness seminar and one-on-one mini-financial planning sessions for your employees. Examples of seminars presented at corporations and associations:

    • Investing 101
    • Women and Money
    • Estate Planning and Asset Protection
    • Essential Money Skills for Young Professionals
    • Planning for Retirement
    • Paying for College

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    The Business Brain Trust is a monthly mastermind for experienced professionals that meets in the Chicago Loop and is accessible via Zoom for clients everywhere. Past topics included elevator pitches, pricing, social media, sales strategies. There is no cost to Modern Capital Concepts asset management and quarterly fee clients.

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    UPCOMING EVENTS OPEN TO THE PUBLIC

     

     

     

     

     

     

     

     

     

     

     

  • NON-PROFIT FUNDRAISING

    Wed, Apr 24, 2019

    5:30pm – 7:00 PM CST

     

    WeWork National

    125 S. Clark Street, 17th Floor

     

    Are you new to a non-profit board and want to learn how to raise money? Khloé Karova of Modern Capital Concepts will share techniques based on research from University of Chicago Booth School of Business as well as original approaches to raising money for time-constrained professionals. Each participant will come away with two or three ideas they can implement immediately.

     

    Tacos and beverages will be available.

     

    The seminar is organized primarily for the Associate Board of Growing Home.

     

    Growing Home is Chicago’s leading expert in farm-based training for people with employment barriers. By providing 25 hours per week of paid on-the-job experience and job-readiness training at its farms, plus the support to conquer issues like criminal records, medical needs, child-care, and housing, Growing Home has changed the lives of hundreds of workers, and thousands of their family members.

     

    Before the workshop, download the reading.

    Khloé U. Karova is a CERTIFIED FINANCIAL PLANNER™ and an independent financial advisor. She has an MBA from University of Chicago and BA from Northwestern.

     

    Securities offered through LPL Financial, member FINRA/SIPC. Financial planning offered through Modern Capital Concepts, a Registered Investment Advisor and separate entity from LPL Financial. Investing involves risk including loss of principal.

     

    WeWork provides small businesses, startups, freelancers, large enterprises, and everyone in between with the workspace, community, and services they need to make a life, not just a living. With weekly events, personalized support, month-to-month flexibility, and access to over tens of thousands of like-minded creators around the world, WeWork is the perfect place to grow your business. Book your tour here!

     

    This is a free seminar, but you must RSVP.

  • INVESTING 101 LUNCH + LEARN

    Wed, Apr 3, 2019

    NOON – 1:30 PM CST

     

    WeWork National

    125 S. Clark Street, 17th Floor

     

    Bring your own lunch. Free coffee and tea on site.

     

    When is a good time to invest? When is it better to pay off debt than invest? How do I get start investing? What is socially responsible investing? Learn the basics of investing in stocks, setting financial goals, risk and diversification. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.

     

    This is a free seminar, but you must RSVP.

  • WOMEN AND MONEY

    Fri, Apr 5, 2019 LUNCH + LEARN

    NOON - 1:30pm CST

    WeWork National

    125 S. Clark Street, 17th Floor

    Register for lunch and learn (bring your own lunch).

     

    Sat, Apr 6, 2019

    10 AM – NOON CST

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

    Register for child-friendly seminar

     

    Learn the basics of investing and how to become a better consumer of financial services.

     

    Financial planning topics include

    • Budgeting and saving for emergencies
    • Managing student loans and debt
    • College savings and paying for college
    • Overcoming financial obstacles
    • Planning for retirement and more

    Khloé U. Karova is a CERTIFIED FINANCIAL PLANNER™ and an independent financial advisor. She has an MBA from University of Chicago and BA from Northwestern. Securities offered through LPL Financial, member FINRA/SIPC.

     

    Financial planning offered through Modern Capital Concepts, a Registered Investment Advisor and separate entity from LPL Financial. Investing involves risk including loss of principal.

  • THE ART OF THE ELEVATOR PITCH

    April 16, 2019 at Lake Forest College, Chicago, IL

     

    How does an art history major get into finance? I had to convince employers to look at my potential not just what was on my degree.

     

    View slides.

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    PAST EVENTS

     

     

     

     

     

  • SALARY NEGOTIATIONS

    Thurs, Feb 28, 2019

    NOON – 1:00 PM CST

    WeWork National, 125 S. Clark Street, 17th Floor

    • How to ask for a raise.
    • What strategies are suitable for your industry and your career stage
    • What are techniques to become a good negotiator

    Laura Balson is a partner at the Chicago law firm of Golan Christie Taglia LLP where she practices in the areas of employment law and commercial litigation. Laura represents both employers and individual executives and entrepreneurs and has tried cases in state and federal courts.

     

    Laura graduated from Northwestern University School of Law in 2005 and received her undergraduate degree in Political Science from Bates College in 2001, magna cum laude.

  • LET'S MAKE A BUDGET! &

    ESSENTIAL MONEY SKILLS FOR YOUNG PROFESSIONALS

    Sat, Jan 12, 2019

    12:15 PM – 1:45 PM CST

     

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

    Chicago, IL 60647

     

    Modern Capital Concepts, Inc. will present two seminars in one afternoon at Logan Square Chicago Public Library

    Let's Make a Budget! at 12:15pm

    Do you live paycheck to paycheck? Pay late fees on loans and credit card bills? Put off important things like going to the doctor because you feel you can’t afford them? Want to save more, but find it impossible? Want to make sure you are doing your best with your resources? Come to this budgeting seminar to learn how to make budget and acquire skills to help you manage your money day to day.

    Essential Money Skills for Young Professional at 1pm

    This seminar answers FAQ from professionals in their 20s and 30s. Topics include saving for emergencies, managing student loan debt, and planning for long-term goals of retirement and more.

    Download the Budget handout here.

     

    Download the Essential Money Skills handout here.

  • RESPONSIBLE INVESTING

    Wed, Nov 13, 2018

    5:30 PM – 7:00 PM CST

     

    Microsoft Chicago

     

    Join the Net Impact Chicago Professional Chapter (NIC) at Microsoft's Downtown Chicago offices on Wednesday November 14 for a panel discussion with leaders in the field of impact investing. What do we mean by"more responsible" investing? Why should you consider doing it? Can you even do it if you are not a wealthy household or trust? If so, how?

    Panelists are engaged members of the Chicagoland investment advisory community and include:

    • Matthew Blume, CFA,Director of ESG (Environmental/Social/Governance) Research - Appleseed Fund. 
    • Khloe Karova, CFP, Founder, Modern Capital Concepts.
    • Sylvia Panek, AIF, Advisor, Natural Investments.

  • SOCIALLY RESPONSIBLE INVESTING

    Mon, Oct 23, 2018

    5:30 PM – 7:00 PM CST

     

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

    Chicago, IL 60647

     

    Learn about socially responsible investing (SRI) and the differences between socially responsible and environmental social governance (ESG) themes. This seminar is designed to help participants understand how SRI or ESG investments further social goals by rewarding “good” companies or advocating certain causes. CERTIFIED FINANCIAL PLANNER™ Khloé U. Karova will answer your questions.

  • PLANNING FOR RETIREMENT

    Sat, September 22, 2018

    11:30 AM – 1:00 PM CST

     

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

    Chicago, IL 60647

     

    When people embark on adulthood there are rites of passage and milestones that guide young people: buying a house, starting a family, graduate school, getting a promotion to the corner office, etc. Planning for retirement can be more challenging because there is no set script. It is up to each person to design a life that is meaningful and financially sustainable.

     

    Planning for retirement involves complex decisions around saving and paying off debt while balancing lifestyle, supporting adult children, taking care of aging parents, working in retirement, managing taxes and health care costs, estate planning and charitable giving, Social Security and Medicare, among others.

     

    We will focus on the topics most of interest to the attendees.

     

    Advance reading:

    "8,000 Days" from the MIT AgeLab: https://www.hartfordfunds.com/dam/en/docs/pub/prospectingmaterials/Whitepapers/MAI083.pdf

    JPMorgan Guide to Retirement: https://am.jpmorgan.com/us/en/asset-management/gim/adv/insights/guide-to-retirement

     

    Attendees should go to SSA.gov to look up their estimated Social Security benefit at full retirement age.

  • INVESTING BOOK DISCUSSION: "Nudge" by Richard Thaler

    MONDAY AUGUST 20, 2018
    5:30 PM to 7 PM
    WeWork National, 125 S. Clark Street
    ID-required at check in

    No specific investment recommendations will be given during this meeting. All information should be considered educational and general in nature.

  • MONEY AND EMOTIONS BRUNCH + LEARN

    June 30, 2018 at Farmhouse in Evanston, IL

     

    Discussion about cultural beliefs about money, strategies to save and reduce financial stress.

  • INVESTING BOOK DISCUSSION: A Random Walk Down Wall Street

    SATURDAY MAY 5 (PART I)
    9:30 AM – 11:30 AM
    Bucktown Wicker Park Chicago Public Library
    1701 N Milwaukee Ave, Chicago

     

    SATURDAY MAY 26 (PART II)

    NOON – 1:30 PM

    Logan Square Chicago Public Library

    3030 West Fullerton Avenue

     

    This is the first of a series of discussions based on the book “A Random Walk Down Wall Street.” No prior knowledge of investing is required, but I strongly encourage you to read "Part One - Stocks and Their Value" before the first meeting.
     

    "A Random Walk Down Wall Street" by Burton Malkiel can be found at most Chicago Public Libraries and ordered from your local book store. I will be referencing the 2015 version in our discussion.
     

    Bring the book and your laptop to put research ideas in action during the meeting.

     

    This is a free Meetup, but you must RSVP. Email khloe@moderncapitalconcepts.com if you are not a Meetup member.

  • STRATEGIES FOR INVESTMENT SUCCESS AT EVERY LIFE STAGE

    Monday, April 23, 2018

    12:00 PM - 1:30 PM

     

    Harold Washington Chicago Public Library

    400 S State St, Chicago, IL 60605

    Cindy Pritzker Auditorium (Lower Level)

     

    Join Christine Benz, Director of Personal Finance with Morningstar, as she discusses some strategies for financial and investment success at any age. After Christine’s presentation, Khloe U. Karova and other CERTIFIED FINANCIAL PLANNER™ professionals will be available to provide free financial planning consultations to attendees, courtesy of the Financial Planning Association of Illinois.

  • Financial planning offered through Modern Capital Concepts, Inc. a Registered Investment Advisor in the states of Illinois and Texas and separate entity from LPL Financial.

     

    Khloé U. Karova holds the Series 7 with LPL Financial and 66 license with LPL and Modern Capital Concepts. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Illinois, Indiana, California, Colorado, Florida, Kentucky, Massachusetts, Missouri, Nevada, North Carolina, New Jersey, New York, Oregon, Pennsylvania, Texas, and Virginia.

     

    Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor, member FINRA /SIPC.